FREQUENTLY ASKED QUESTIONS
BUSINESS LOANS
2. Where do you offer financing?
In all 50 states, in areas that are not too rural.
3. What type of businesses do you finance?
It will vary depending on the loan program, but we have options for every industry. We do NOT offer venture capital, purchase order financing, or loans based on business plans/projections.
4. How much financing can I receive?
All loans are based on capacity of repayment, as shown through bank statements, tax returns, and/or credit history. We will always approve for the maximum possible amount, ranging from $20k to $5MM.
5. Are there any fees associated with your loans?
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There are never any upfront application fees. For certain loans, there may be origination/processing fees which would be disclosed on a contract and only deducted after funding.
6. Do you conduct a hard or soft credit pull?
This varies depending on the loan type. Typically, a soft inquiry is done initially for a pre-approval. Once an offer has been accepted, a hard inquiry is done. In some cases, only soft inquiries (or no credit checks) are done.